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| Eagle Dividends |
| We've kept our promise year after year... |
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| Every year we declared higher dividends than we promised - well
above the guaranteed rate. |
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What is the EagleDividend System?
This is a unique system. Each policyholder has a separate investment account, to which regular premiums are credited, after deducting necessary charges. (Eg: Life cover etc.). This fund enhances with your regular premium deposits and accumulates with compounding effect at the given dividend rate declared annually.
How are EagleDividends calculated?
EagleDividends are calculated on the basis of the total investment income earned on the Life Fund. The Dividend is guaranteed to be at least 90% of the distributable income earned on the Life Fund and is decided by an independent Actuary.
This ensures that our Life Policyholders directly benefit from our prudent investment strategy. The total Life Fund is invested by following a cautious and diligent policy of sound fund management.
This has consistently ensured a higher dividend - although the dividend rate is dependent upon the yield earned by the Life Fund which is influenced by the conditions in the capital market. |
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| How is our Life Fund performing? |
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How do we invest our Life Fund?
Whilst conforming to the existing regulations that govern insurance companies in Sri Lanka, Eagle has devised an investment strategy which is aimed at giving you excellent returns. 86% of the Life Fund is invested in Government Securities. |
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| How do we safeguard our Life Fund? |
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Annual Actuarial
Valuations
An independent Actuary conducts an annual valuation of the
Life Fund and determines that the Company has adequate resources
to meet liabilities of the business. |
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Application of High
Solvency margin levels
Eagle maintains a solvency margin that is above the standard
specified by the local regulatory body. This demonstrates
the amount of reserves the Company has in excess of the required
level needed to meet the total liabilities of Life Policyholders,
and is an indication of our financial strength. |
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