Miscellaneous Class Burglary
Insurance (Business Premises)
This Policy Covers Loss of or Damage by Theft of any property within
the insured premises following actual, forcible and violent entry
to or exit from the premises and of any property stolen consequent
to assault, violence or threat to the insured or an employee of the
insured. Damages caused to the premises by thieves are also covered.
Glass Insurance
The Fire Policy covers fixed glass in buildings against the perils
of Fire and other insured perils. The Fire Policy does not cover any
accidental damage to glass. As glass is more prone to accidental damages,
Glass Insurance provides specific cover against accidental damages
to plain glass of ordinary glazing quality. Shop front display cubicles
too can be covered. Glass with embossing, silvering lettering, ornamental
work etc. could be covered if specifically requested and provided
that a reasonable assessment of the value can be determined.
Money - In - Transit Insurance
This policy covers cash from the time of collection from the Bank
to the insured’s office and until disbursed or vice versa. The
cover is generally on an “all risk” basis and will include:
•
Loss of money whilst in transit
•
Loss of money whilst in the premises when open
for business
•
Loss of money from the premises when closed for
business
Fidelity Insurance
This insurance provides cover to employers in respect of any financial losses incurred resulting from fraudulent or dishonest acts of employees. Loss may be to money and/or goods e.g. stocks. Only permanent employees can be covered.
